April 16, 2003

Contact: Lynn Kimbrough,

720-913-9025

ü     Don’t become solely dependent on one financial advisor or consultant.

ü     Don’t make a major financial decision without getting several opinions from a friend, family member, attorney, banker or accountant.

ü     Don’t be rushed into making a quick decision.  It’s your money -- protect it by taking the time to thoroughly check out any offer.

ü     Call the Colorado Division of Securities at 303-894-2320 to inquire about the legitimacy of an investment you don’t understand or that seems unusual.

ü     Monitor your investment and insurance plans.  Look for signs of excessive or unauthorized trading of your funds or ‘churning’ of insurance policies (Using the cash value of a policy to purchase other commissionable policies).

ü     Look for trouble retrieving your funds.  Don’t let a false sense of friendship or trust keep you from demanding a return on your investment. 

ü     The moment you suspect that something is wrong, call the DA’s Fraud Hot Line.  Fraudulent promoters will go to great lengths to avoid your calls or stall you.  Accepting this behavior delays when the fraud will be uncovered.

ü     Don’t let embarrassment or fear keep you from reporting investment fraud or abuse.  Not reporting fraud allows a criminal to get away with stealing your life savings and potentially the life savings of other unsuspecting citizens.

From the Office of Denver District Attorney Mitchell R. Morrissey

To Report Fraud: 720-913-9179

You will reach a live person